Welcome to the

The financial growth membership for women ready to take control of their money, pay off debt, save consistently, invest with confidence, and build more than enough for the life they love.

Your Invitation Awaits:

In just 30 days, you will uncover a 30% surplus in your monthly disposable income

Giving you the freedom to save with ease, eliminate debt with confidence, and invest with intention to grow 1x to 10x your annual earnings.

The dawn of your new season approaches. Will you claim it?

I’m Ready for My Surplus Season

What’s Your Surplus Season?

Every woman has her season. Where do you stand on your journey to financial abundance?

Are you The Debutante?

You’re earning a good income, but if your next paycheck doesn’t come through, you have no idea how your bills will get paid. This leaves you in a constant state of anxiety.

	You keep telling yourself, “I must be terrible with money,” because your bank account never goes beyond one month of expenses.
	You haven’t looked at your last credit card statement because you know that Sephora sale did some damage, and you’re not ready to face the hard truth—you’re spending more than you're earning.

Or are you The Baroness?

You’ve tried all the tools to improve your finances, but nothing seems to work for you.

	You create a budget but never stick to it.
	You start a savings account, but the moment that Beis luggage in Maple that you’ve been eyeing goes on sale, there goes your savings.
	You can’t count the number of times you’ve said, “This year, I’ll be debt-free,” only to start off strong, pay off a few credit cards, and then have your car engine light start flashing, pulling you right back into debt. You feel so much shame about how little progress you’ve made.

Are you The Viscountess?

You’re finally in control of your spending. You’ve cleared debt, your credit cards are manageable, and you sleep easier at night.

	But your savings? Every time you look at your account, you’re appalled by how little your money has grown.
	You know you should be investing, but the farthest you’ve gotten is opening a Wealthsimple account.
	You’ve tried to learn about investing, but terms like ETFs and index funds leave you frozen in confusion.
	You’re tired of doing nothing with your money but don’t know where to start.

Or perhaps you’re The Duchess?

You’ve mastered budgeting, have no debt, built solid savings, and even started investing—but you want more.

	A life where you no longer have to work for money.
	Children who will graduate debt-free and escape the struggles you faced with student loans because you set them up for success.
	You want to give generously to your community and retire your parents, but you don’t see how that’s possible with all the financial responsibilities you’re currently juggling.

Dear Reader, wherever you stand today, know this:

You are not behind. You are simply in your season, and your next season begins here.

Step Into Your Season of Surplus

Do You Not Desire Results Such As These?

	To finally stop feeling anxious about money and live with ease, knowing there’s always more than enough?
	Aren’t you tired of feeling like you have to choose between saving for the future and enjoying life now? A surplus means you can have both—imagine booking that dreamy vacation, splurging on the Beis luggage you’ve been eyeing, or indulging in a spa day—knowing you’ve got the money to back it up without guilt.
	Wouldn’t it feel incredible to swipe your card with confidence, knowing your bills are covered, your savings are growing, and you’re not dipping into next month’s rent to enjoy the things you love?
	Don’t you want to sleep peacefully at night, knowing you’re debt-free, prepared for any unexpected expenses, and building generational wealth for your kids?

	Don’t you want to live a life where luxury isn’t a stretch—it’s part of the plan? Where weekend getaways, family dinners, and the occasional treat are funded by the financial surplus you’ve built with intention?
	Don’t you want to break free from the paycheck-to-paycheck cycle and step into a life of ease, where your money works for you and work becomes optional?
	Wouldn’t you love the confidence of knowing that no matter what life throws at you, you have a surplus to back you up—giving you true freedom, security, and control?

In the Surplus Stack Society, having “more than enough” doesn’t mean living a life of restriction—it means having the freedom to say yes to what you want, when you want it, without stress or shame.

But Why Does It Feel So Hard?

Why is it that you’re making the most money you’ve ever made, yet you still feel behind financially?

You’re working hard, earning more, but your bank account doesn’t reflect it. Where does it all go?

What if the reason budgeting tools never seem to work isn’t because you’re “bad with money,” but because you haven’t uncovered how your upbringing and childhood experiences affect your spending habits today?

Money isn’t just math—it’s mindset, patterns, and stories you’ve carried for years.

Why does saving feel like scrimping and sacrificing the things that bring you joy?

You shouldn’t have to give up brunch, vacations, or finally snagging that Telfar bag you’ve been eyeing to feel financially secure.

Why does the idea of investing feel so overwhelming and out of reach, like something only the “pros” know how to do?

It’s not as complicated as you think—what if investing could feel simple, clear, and achievable?

Why is it considered normal to wait until you’re old and gray before you can retire or even take a year off work?

What if you could build a surplus now that allows you to take a break, change careers, or even retire on your terms?

Why is it that you always have money for everyone else’s needs but feel guilty or stressed when it comes to spending on yourself?

You deserve to enjoy the money you work hard for—without shame.

What if the missing piece to achieving financial freedom isn’t earning more but learning how to build a surplus within the income you already have

A surplus gives you the breathing room to live for today and plan for tomorrow, without stress.

Why does financial freedom feel like a far-off dream, instead of a reality you can build right now?

What if it’s closer than you think—just one step, one surplus milestone, at a time?

I Have Good News For You, Dearest Reader.

The Surplus Stack Society is where all your money frustrations end.

Here, the secrets to financial abundance are no longer locked behind gilded doors. In this society, you will:

Discover how to free up 30% of your income without sacrificing what you love.

Build a financial plan tailored to your unique surplus season, not a generic one.

Shift your mindset, habits, and systems to move from stress to living in surplus.

Learn how to pay off debt, build savings, and grow your investments.

Build a money system that makes managing your money effortless and enjoyable.

Join a supportive community of women navigating the same financial milestones.

This isn’t another financial program—it’s your path to freedom, ease, and control.

I'm Ready For Abundance

You see, this author has been where you are now.

Working hard, feeling stuck, and wondering where all my money was going. As an immigrant navigating a new financial system, I racked up $47,000 in debt. I lived in constant scarcity and stress, convinced I’d never get ahead.

But one day, I decided enough was enough.

I taught myself the skills no one ever told me about—how to manage my money, pay off debt, and build a surplus that allowed me to have a secure future while still doing the things I enjoyed, like splurging on skincare and traveling.

Using my financial surplus, I cleared all my debt, started a business, quit my full-time job, and relocated my parents to Canada. I created a financial system that gave me peace of mind.

Now, I want to help you do the same.

What changed my life wasn’t earning more.

It was building a money system based on my spending habits and relationship with money.

Inside the Surplus Stack Society, I’ll teach you:

	The exact framework that helped me go from overwhelmed and in debt to confident and thriving.
	How to create a financial surplus no matter your starting point.
	How to finally take control of your finances and step into your season of abundance.

Hear from Society’s Diamonds

This Debutante’s Triumph

Ordia went from falling behind on bills and relying on her line of credit to make rent to building a surplus that allowed her to pay off credit cards, handle a tire emergency, and confidently switch jobs.

This Baroness’s Breakthrough

Olivia was stuck in a debt cycle and couldn’t see a way out. With an effective money system, she was able to pay off her debt, build savings, and start investing, allowing her to take a guilt-free maternity leave.

This Viscountess’ Victory

Petra was terrified of investing, so she left a sizable amount of cash sitting in her account, doing nothing. After building an investment plan together, she confidently invested her money, which grew by over 50% in just 1.5 years.

Are you ready to make your debut?

By joining the Surplus Stack Society, you will:

	Achieve a 30% surplus in your monthly disposable income within the first 30 days.
	Build an emergency fund of at least three months’ expenses to safeguard against the unexpected.
	Pay off consumer debt and free up income to focus on your goals.
	Learn how to grow investments to match 1x to 10x your annual income, setting you up for long-term security.
	Step into financial independence, where work becomes optional, and your legacy is secure.

Step boldly into your season of more than enough.

Inside the Surplus Stack Society, you’ll follow the SURPLUS Method, a step-by-step framework to take you from financial stress to financial overflow. Each season reflects your current milestone:

01

The Debutante’s Season

Strengthen your mindset and uncover your 30% surplus cash flow.

02

The Baroness’ Season

Build savings and eliminate debt for a secure foundation.

03

The Viscountess’ Season

Grow your surplus to match your annual income.

04

The Duchess’ Season

Secure financial independence and leave a legacy for future generations.

What Awaits You Inside the Society?

	Money Promenades: Every other week, join a co-budgeting session where you can create your budget for the month, update debt payments, send money to your savings, purchase investments, and track your progress. Managing your money will no longer feel daunting and will become a regular, effortless habit.		Money Mart: Access an ever-growing library of on-demand videos, templates, and resources on budgeting, paying off debt, saving, and investing—all designed with your surplus season in mind.
	Financial Fête: Learn about money, but make it fun! Attend one or all of the Financial Fêtes—hosted virtually and, eventually, in-person—where you can gain insights from money experts while connecting with a community of like-minded women.		Dance Card: Stay motivated and track your progress on financial goals like paying off debt, saving, and investing by submitting your Dance Card every month.
	Surplus Seasons: Unlock key financial milestones on your financial journey, plus the support you need to stay motivated without losing momentum.		Diamond of the Season: Receive recognition for your hard work! Climb the leaderboard by paying off the most debt, saving the most money, or investing the most in a month and win exciting prizes.
	Surplus Circles: Join an accountability group tailored to your surplus season. Whether you’re a Debutante, Baroness, Viscountess, or Duchess, you’ll receive support and guidance specific to your financial milestone without feeling out of place.		Monthly Challenges: Quickly achieve your financial goals by joining monthly challenges with micro-actions designed to help you implement what you’ve learned in the program.
	Calling Hour: Get personalized, practical answers to your pressing money questions in real time during our community Q&A sessions held three times a week. You no longer have to feel stuck and see quick progress in your finances.		The Surplus Stack System: Gain access to the Surplus Stack System, an all-in-one tool to create budgets, track your debt payoff, plan investments, and monitor financial metrics like net worth. This system makes living in surplus a sustainable lifestyle.

Your seat at the table awaits

Be one of the first 50 people to enroll and lock in the exclusive Founding Member price before it’s gone! Once these spots are filled, the price goes up—don’t miss out! Secure your spot now!

The Ton

$50/month

OR $550 for one year

✓ Bi-weekly Co-Budgeting Session

✓ monthly Workshops

✓ Personalized Financial Pathway

✓ Accountability Group

✓ Community Q&A Sessions

✓ Classes, Templates, and Resources

✓ Progress Tracker

✓ private podcast

✓ Monthly Challenges

✓ All-in-One Tool for Tracking Your Finances

JOIN ANNUAL (One month free!)

JOIN MONTHLY

The Queen’s Court

$300/month

OR $3,000 for one year

✓ Everything in The Ton, PLUS...

✓ 4 x 1:1 Financial Review Sessions

(one every quarter or pay annually and use your sessions anytime)

✓ year round access to coaching via private messaging channel

JOIN ANNUAL (Two months free!)

JOIN MONTHLY

GST/HST will be added at checkout

The SURPLUS Method:

Your roadmap to abundance

The program is built around the SURPLUS Method, designed to guide you through your financial journey, no matter where you’re starting:

S	Strengthen Your Surplus Mindset: Cultivate a strong, positive money mindset to shift from scarcity to abundance and unleash your Big Surplus Energy.
U	Uncover 30% Surplus Cash Flow: Free up 30% of your income for saving, investing, and financial goals.
R	Reach 3 Months in Surplus Savings: Build a critical emergency fund covering at least three months of living expenses.
P	Pay Off All Consumer Debt: Achieve freedom from consumer debt to unlock resources for growth.
L	Land a Surplus of Your Annual Salary in Investments: Build a surplus of one year's salary in investments to achieve financial stability and security.
U	Utilize Your Surplus for Your Kid’s Future: Invest in your children’s financial security through education or future-focused accounts.
S	Secure Your Financial Independence: Achieve financial independence, where investments support your lifestyle and work becomes optional.

Will You Claim Your Season of Surplus?

Dearest reader, your financial transformation starts here.

Step into the Surplus Stack Society, and in just 30 days, you’ll start creating a surplus that allows you to save, invest, and live abundantly—on your terms.

Your season of more than enough starts today. The question remains: will you accept your invitation?

Join the Society Now

I Hear Members Of The Ton Are Saying

I don’t have much income—will this work for me?

Yes! The program is designed to help you uncover a surplus from your current income, no matter your starting point.

I already save—do I need this?

Absolutely! Surplus Stack teaches you how to save strategically, eliminate debt, and grow your wealth.

How long does it take to see results?

Many members achieve a 30% surplus within the first 30 days.

What if I don’t have time?

The program is designed to be actionable and efficient, requiring just 1-2 hours a week to implement.

Is this for me if I already have investments?

Yes! You’ll learn how to optimize your portfolio and grow your wealth to 10x your annual income.

Can I CANCEL MY MEMBERSHIP?

Yes! You can cancel your membership at any time inside your members area

Step into your season of more than enough

The Surplus Stack Society isn’t just another program—it’s your key to financial ease, freedom, and a life where you are the true Diamond of your season.

Claim Your Place Today.

I'm In!