Turn your Surplus into StacksÂ
The Surplus Stack Society is a money membership that helps ambitious women free up 30% of their income, pay off debt and grow their investments using our SURPLUS method.
SHOW ME MY SURPLUS- 30% SURPLUS IN 30 DAYS
- 30% SURPLUS IN 30 DAYS
- 30% SURPLUS IN 30 DAYS
- 30% SURPLUS IN 30 DAYS
- 30% SURPLUS IN 30 DAYS
- 30% SURPLUS IN 30 DAYS
- 30% SURPLUS IN 30 DAYS
- 30% SURPLUS IN 30 DAYS
- 30% SURPLUS IN 30 DAYS
- 30% SURPLUS IN 30 DAYS
- 30% SURPLUS IN 30 DAYS
- 30% SURPLUS IN 30 DAYS
- 30% SURPLUS IN 30 DAYS
- 30% SURPLUS IN 30 DAYS
In just 30 days, you will
Uncover a 30% surplus in your monthly disposable income.
This gives you the freedom to save easily, eliminate debt confidently, and grow your investments from 1x to 10x your annual income.
The Surplus Stack Society gives you the templates, guidance, accountability and community you need to stack and grow your surplus consistently while still doing all the fun things you love.
What’s Your Surplus Season?
Your surplus season helps you see what your current challenges are
Are you The Debutante?
You’re earning a good income, but if your next paycheck doesn’t come through, you have no idea how your bills will get paid. This leaves you in a constant state of anxiety.
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You keep telling yourself, “I must be terrible with money,” because your bank account never goes beyond one month of expenses. |
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You haven’t looked at your last credit card statement because you know that Sephora sale did some damage, and you’re not ready to face the hard truth—you’re spending more than you're earning. |
Or are you The Baroness?
You typically have money left over after all your bills and essentials have been paid, but at the end of every month, you always wonder, "Where did my money go?"
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You create a budget but never stick to it. |
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You start a savings account, but the moment that Beis luggage in Maple that you’ve been eyeing goes on sale, there goes your savings. |
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You can’t count the number of times you’ve said, “This year, I’ll be debt-free,” only to start off strong, pay off a few credit cards, and then one emergency knocks you right back into debt. You feel so much shame about how little progress you’ve made. |
Are you The Viscountess?
You’re finally in control of your spending. You’ve cleared debt, and your savings can cover small emergencies without sending you into full panic mode.
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But every time you look at your savings account, you’re appalled by how little your money has grown. |
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You know you should be investing, but the farthest you’ve gotten is opening a Wealthsimple account. |
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You’ve tried to learn about investing, but terms like ETFs and index funds leave you frozen in confusion. |
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You’re tired of doing nothing with your money but don’t know where to start. |
Or perhaps you’re The Duchess?
You’ve mastered budgeting, have no debt, built solid savings, and even started investing—but you want more.
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You dream of a life where you no longer have to work for money. |
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You want your kids to go to university debt-free and escape the struggles you faced with student loans because you set them up for success. |
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You want to give generously to your community and retire your parents, but you don’t see how that’s possible with all the financial responsibilities you’re currently juggling. |
No matter the season of your financial journey
The Surplus Stack Society helps you ensure that your surplus is always going to where it's needed most
so you can quickly move on to your next season.
Step Into Your Season of SurplusBUT DESPITE THE CHALLENGES YOU'RE FACING IN YOUR SURPLUS SEASON,
You want your money to work for you so you can:
Stop feeling anxious about money
You want to stop dodging your bank app like it’s a toxic ex. You want to log in without holding your breath as your balance loads. You want to feel calm because you know exactly what’s there and it’s more than enough.
Break free from paycheck-paycheck cycle
Payday hits and you’re up. Four days later, your account is drier than your ashy ex. Anything extra has to wait for the next deposit. You’re tired of this cycle and just want some breathing room, where your money lasts longer than a long weekend.
Build your savings
You want to stop panicking every time an engine light comes on in your car. I mean, you'll still panic but only for a brief second because you have a car maintenance fund to get it handled.
Pay off all consumer debt
You want to see a $0 balance on your credit card and keep it at $0 for more than three months in a row. You want to be done with credit card stress and finally feel like your money is yours to keep and you don't owe anyone a dime.
Grow your investments
You (kinda) love your job, but you're low-key tired of always having to work to make a buck. You want to start investing in assets that will one day replace your income so you can take a break or stop working altogether.
Do something nice for yourself every now and then
Whether it's the Beis luggage you've had in your cart for a year now, or simply Burgers on a friday night, you want to do something nice for yourself without guilting yourself into remorse. You want a surplus that allows you say an immediate yes to brunch with your gals, dinner with family, the weekend getaway or the week long trip to your bucket list destination.
I'm going to hold your hand while i say this, If you want to achieve any major money goals,
You need to free up at least 30% of your disposable income
Whether your goal is to pay off debt, buy a home, build an emergency fund, save for a dream vacation, or become work-optional, it starts with having a consistent surplus. That means keeping at least 30% of your income after covering your bills and essentials.
Without a 30% surplus, you're stuck in survival mode.
GET ME OUT OF SURVIVAL MODE →But Why Does It Feel So Hard?
Why is it that you’re making the most money you’ve ever made, yet you still feel behind financially?
You’re working hard, earning more, but your bank account doesn’t reflect it. Where does it all go?
Why does saving feel like scrimping and sacrificing the things that bring you joy?
You shouldn’t have to force yourself to cook after a long day at work instead of ordering takeout, all because you're trying to be "responsible" and save more. Why not do both?
What if you could build a surplus now that allows you to take a break, change careers, or even retire on your terms?
Why is it considered normal to wait until you’re old and gray before you can retire or even take a year off work?
You deserve to enjoy the money you work hard for without shame.
Why is it that you always have money for everyone else’s needs but feel guilty or stressed when it comes to spending on yourself?
A surplus gives you the breathing room to live for today and plan for tomorrow without stress
What if the missing piece to achieving financial freedom isn’t earning more but learning how to build a surplus within the income you already have.
I have good news for you:
The Surplus Stack Society is where all your money frustrations end.Â
Inside the Stack Society, we teach you how to free up your surplus and use it to achieve your goals. Inside you will:
Discover how to free up 30% of your income without sacrificing what you love.
Build a financial plan tailored to your unique surplus season, not a generic one.
Shift your mindset, habits, and systems to move from stress to living in surplus.
Learn how to pay off debt, build savings, and grow your investments.
Build a money system that makes managing your money effortless and enjoyable.
Join a supportive community of women navigating the same financial milestones.
You see, I've been where you are now.
Working hard, feeling stuck, and wondering where all my money was going.
As an immigrant navigating a new financial system, I racked up $47,000 in debt. I lived in constant scarcity and stress, convinced I’d never get ahead.
But one day, I decided enough was enough.
I taught myself the skills no one ever told me about—how to manage my money, pay off debt, and build a surplus that allowed me to have a secure future while still doing the things I enjoyed, like splurging on skincare and traveling.
Using my financial surplus, I cleared all my debt, started a business, quit my full-time job, and relocated my parents to Canada. I created a financial system that gave me peace of mind.
Now, I want to help you do the same.
What changed my life wasn’t earning more.
It was building a money system based on my spending habits and relationship with money.
Inside the Surplus Stack Society, I’ll teach you:
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The exact framework that helped me go from overwhelmed and in debt to confident and thriving. |
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How to create a financial surplus no matter your starting point. |
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How to finally take control of your finances and step into your season of abundance. |
introducing
SURPLUS STACK SOCIETY
A money community for women who are ready to take control of their finances and build wealth that they can comfortably live on and have enough left over to transfer to the next generation.
ENROLL NOW →WHAT YOU GET
When you join the Surplus Stack Society
We are not here to bore you with courses you will never watch. Instead, we focus on giving you high-touch support so you can gain clarity wherever you feel stuck and implement it right away.
Money Promenade
Co-budgeting sessions
Bi-weekly co-budgeting sessions to update your budget, track debt, save, and invest so managing your money becomes a habit, not a hassle.
Money Mart
An ever-growing library
Of on-demand videos, templates, and tools to help you budget, save, invest, and pay off debt in your surplus season.
Financial FĂŞte
Live events
Learn from money experts and connect with ambitious women in fun, vibe-filled virtual (and future in-person) events.
Dance Card
Progress tracking
Track your progress and stay motivated by submitting your Dance Card each month to stay on top of your financial goals.
Surplus Circles
Accountability group
Join a goal-based accountability group tailored to your financial stage, so you always feel seen and supported.
Monthly Challenges
Monthly Challenges
Make fast progress with mini monthly challenges that help you implement and take action without overthinking it.
Calling Hour
Calling Hour
Get unstuck fast, ask anything and get real-time, practical money advice.
The Surplus Stack System
The Surplus Stack System
A powerful tool that helps you budget, track debt, plan investments, and monitor your net worth—all in one place.
Private Podcast
Private Podcast
Access our trainings without logging into your computer, you can listen to challenges and lessons while commuting, working out or doing chores, making it easy for you to learn and implement fast.
Your Surplus Season starts now
Choose the plan and claim your spot:
GST/HST will be added at checkout.
Please note that this is a monthly subscription that gives you ongoing access to the resources and support available inside the Surplus Stack Society. You can cancel your membership at any time, but you will no longer access any of our resources.
Due to the digital nature of our resources, there will be no refunds. If you are not sure if SSS is right for you, send us an email at [email protected]Â or check out the FAQS.
- STEP INTO YOUR SURPLUS SEASON
- STEP INTO YOUR SURPLUS SEASON
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- STEP INTO YOUR SURPLUS SEASON
- STEP INTO YOUR SURPLUS SEASON
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- STEP INTO YOUR SURPLUS SEASON
- STEP INTO YOUR SURPLUS SEASON
- STEP INTO YOUR SURPLUS SEASON
- STEP INTO YOUR SURPLUS SEASON
- STEP INTO YOUR SURPLUS SEASON
- STEP INTO YOUR SURPLUS SEASON
- STEP INTO YOUR SURPLUS SEASON
- STEP INTO YOUR SURPLUS SEASON
The SURPLUS Method:
Your roadmap to abundance
Our program is built around the SURPLUS Method, designed to guide you step-by-step through your financial journey, no matter where you’re starting:
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Strengthen your surplus mindset:Ditch limiting beliefs that are causing you to play small and live in scarcity and shift to empowering beliefs that allow abundance to flow effortlessly and unleash your Big Surplus Energy. |
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Uncover 30% surplus cash flow:Free up 30% of your income for saving, investing, and financial goals. |
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Reach 3 months in surplus savings:Build an emergency fund that can cover at least three months of your living expenses. |
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Pay off all consumer debt:Pay off all your consumer debt and free up more cash for things that actually matter the most. |
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Land a surplus of your annual salary in investments:Build a surplus of one year's salary in investments to achieve financial stability and security. |
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Utilize your surplus for your kid’s future:Invest in your children’s financial security through education or future-focused accounts. |
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Secure your financial independence:Achieve financial independence, where investments support your lifestyle and work becomes optional. |
Turn your surplus into stacks using the SURPLUS method
AÂ step-by-step framework to take you from financial stress to financial overflow whether you're starting from scratch or simply need the accountability to stay consistent.
Each season allows you to focus on 1-2 goals at a time to help you see faster progress and avoid overwhelm.
The
Debutante’s
season
Strengthen your money mindset and uncover your 30% surplus in your disposable income.
The
Baroness’
season
Build a three-month emergency fund and pay off all consumer debt.
The
Viscountess’
season
Grow your investments to one year of your annual income.
The
Duchess’
season
Grow your investments to 10X your annual income and achieve financial independence
Hear from Society’s Diamonds
This Debutante’s Triumph
Ordia went from falling behind on bills and relying on her line of credit to make rent to building a surplus that allowed her to pay off credit cards, handle a tire emergency, and confidently switch jobs.
This Baroness’s Breakthrough
Olivia was stuck in a debt cycle and couldn’t see a way out. With an effective money system, she was able to pay off her debt, build savings, and start investing, allowing her to take a guilt-free maternity leave.
This Viscountess’ Victory
Petra was terrified of investing, so she left a sizable amount of cash sitting in her account, doing nothing. After building an investment plan together, she confidently invested her money, which grew by over 50% in just 1.5 years.
Are you ready to make your debut?
By joining the Surplus Stack Society, you will:
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Achieve a 30% surplus in your monthly disposable income within the first 30 days. |
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Build an emergency fund of at least three months’ expenses to safeguard against the unexpected. |
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Pay off consumer debt and free up income to focus on your goals. |
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Learn how to grow investments to match 1x to 10x your annual income, setting you up for long-term security. |
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Step into financial independence, where work becomes optional, and your legacy is secure. |
don't wait another second to get started
You don't need to have it all figured out to start, but you need to start to figure it out!Â
Your Surplus Season starts now
Choose the plan and claim your spot:
GST/HST will be added at checkout.
Please note that this is a monthly subscription that gives you ongoing access to the resources and support available inside the Surplus Stack Society. You can cancel your membership at any time, but you will no longer access any of our resources.
Due to the digital nature of our resources, there will be no refunds. If you are not sure if SSS is right for you, send us an email at [email protected]Â or check out the FAQS.
ON THE FENCE ABOUT JOINING?
Is the surplus stack society right for you?
The Surplus Stack Society is for go-getters who are ready to set bold financial goals, build a plan that actually works, and stay consistent until those goals are real life.
We’ll give you the tools, support, and accountability to help you get there, and you just have to show up.
And honestly? The value is stacked. Even if you only attend one call, listen to one private podcast episode, complete one challenge, or join one workshop, you’ll get more than your money’s worth.
THIS IS FOR YOU IF:
You're making money every month - but don't feel in control of where it goes or how it supports your future
You have a goal to pay off debt, save, invest or reach financial independence but don't want to sacrifice tacos on tuesdays or spa days to get there
You need guidance and/or accountability to help you stay consistent so you can achieve your financial goals
this might not be for you if:
You are currently underearning and don't have any disposable income
You would rather work with a financial advisor that does all the work for you
You aren't a key decision-maker in your household finances
Ready for a change?
When you join the Surplus Stack Society, you will...
Achieve a 30% surplus in your monthly disposable income within the first 30 days.
Create a money system where every dollar you earn has a job and runs on autopilot
Build an emergency fund of at least three months’ expenses to safeguard against the unexpected.
Pay off consumer debt and free up income to focus on your goals.
Learn how to grow investments to match 1x to 10x your annual income, setting you up for long-term security.
Step into financial independence, where work becomes optional, and your legacy is secure.
Will You Claim Your Season of Surplus?
Your financial transformation starts here.
Step into the Surplus Stack Society, and in just 30 days, you’ll start creating a surplus that allows you to save, invest, and live abundantly on your terms.
Your season of more than enough starts today.Â
Join the Society NowI Hear Members Of The Ton Are Saying
I don’t have much income—will this work for me?
Yes! The program is designed to help you uncover a surplus from your current income, no matter your starting point.
I already save—do I need this?
Absolutely! Surplus Stack teaches you how to save strategically, eliminate debt, and grow your wealth.
How long does it take to see results?
Many members achieve a 30% surplus within the first 30 days.
 What if I don’t have time?
The program is designed to be actionable and efficient, requiring just 1-2 hours a week to implement.
Is this for me if I already have investments?
Yes! You’ll learn how to optimize your portfolio and grow your wealth to 10x your annual income.
Can I CANCEL MY MEMBERSHIP?
Yes! You can cancel your membership at any time inside your members area
Step into your season of more than enough
The Surplus Stack Society isn’t just another program—it’s your key to financial ease, freedom, and a life where you are the true Diamond of your season.
Claim Your Place Today.
I'm In!
